Bad Credit Car Loans in Eustis and Lake County
A rough credit history does not make you a bad customer. We have financed people coming out of bankruptcy, people with a repossession behind them and people who have never had a loan of any kind. If your income is steady, we have options.
What you get at BSS Auto Sales
- Past repossession is not an automatic no
- Open collections and charge offs are workable
- Chapter 7 or Chapter 13 in your history is fine
- No cosigner needed for most approvals
Why banks say no and we say yes
Bank underwriting is automated and backward looking. It scores what already happened to you. We look at what is happening now: are you working, is the income verifiable, and does the payment fit.
Because we carry the loan ourselves, we can take a chance a bank never would. That is the whole point of a buy here pay here dealership.
Rebuilding after a repossession
A repo makes the next car harder to get, not impossible. Come in, be straight with us about what happened, and we will work out a down payment and a vehicle that make sense. Making every payment on time here is a real step toward stability.
First step is free
Fill out the quick approval form on this site or call (352) 589-8880. There is no cost, no obligation and no hard credit pull.
Visit BSS Auto Sales Inc
1001 N Bay St
Eustis, FL 32726
(352) 589-8880
Frequently Asked Questions
I have a repossession on my record. Can you still finance me?
In most cases yes. We look at your current income and down payment rather than what happened previously.
Do I need a cosigner?
Most of our customers are approved without one.
How fast can I be approved?
Often the same day. Submit the form online and we will call you back with next steps.
More on financing at BSS
No Credit Needed
Bad credit? No credit? No problem. Your job is your credit at BSS.
In-House Financing
We finance every customer ourselves. No banks, no hassle, no waiting.
Easy Biweekly Payments
How you get paid is how you pay. Weekly, biweekly, or monthly. Drive home today.
First Time Buyers
No credit history yet? Start here and get on the road.
Quality Vehicles
Every vehicle inspected and reconditioned before it hits our lot.
Ready to get approved?
True Buy Here Pay Here with no credit check. How you get paid is how you pay, weekly, biweekly, or monthly.