Financing

No Credit Check Car Lots in Eustis, FL

At BSS Auto Sales we do not pull your credit to decide whether you get a car. We are a buy here pay here dealership in Eustis, Florida, which means we are the bank. If you have steady income, a valid Florida license and a down payment, we can put you in a vehicle today.

Get Approved (352) 589-8880

What you get at BSS Auto Sales

  • No credit score requirement and no hard credit pull to get approved
  • Repossessions, charge offs, medical debt and bankruptcy are all workable
  • Approval decisions made in house by the same people who sell you the car
  • Same day approvals for most Lake County customers

How a no credit check approval actually works

Traditional dealerships send your application to a bank or a finance company. That bank runs your credit, scores you, and either says yes with a high rate or says no. At a buy here pay here lot like ours, there is no third party. We finance the vehicle ourselves and carry the loan on our own books.

That means our approval questions are simple. Do you have a job or verifiable income? Can you make a biweekly or weekly payment comfortably? Do you have a valid license and insurance? Answer yes and you are most of the way there.

What to bring to get approved today

Bring a valid Florida driver license, your most recent pay stubs or proof of income, a recent utility bill or piece of mail showing your address, and your down payment. If you have a trade in, bring the title.

Most customers are in and out the same afternoon. Start online with our quick approval form and we will have your paperwork ready before you arrive at 1001 N Bay St in Eustis.

Serving all of Lake County

We finance drivers from Eustis, Tavares, Mount Dora, Leesburg, Umatilla, Lady Lake, Clermont, Groveland and every town in between. If you need a no credit check car lot in Lake County, visit our Eustis dealership to explore your approval options.

Visit BSS Auto Sales Inc

1001 N Bay St
Eustis, FL 32726
(352) 589-8880

Monday - Friday: 9:00am - 6:00pm
Saturday: 9:00am - 4:00pm
Sunday: Closed

Frequently Asked Questions

Do you really not check credit?

We do not use your credit score to approve you. Our decision is based on income, residence and down payment. Some customers with no credit history at all get approved every week.

Will buying here hurt my credit?

Getting approved does not involve a hard credit inquiry, so applying will not lower your score.

How much money do I need down?

Down payments vary by vehicle and situation. Call (352) 589-8880 and we will tell you exactly what a specific vehicle needs before you drive over.

More on financing at BSS

In-House Financing

We finance every customer ourselves. No banks, no hassle, no waiting.

Easy Biweekly Payments

How you get paid is how you pay. Weekly, biweekly, or monthly. Drive home today.

Bad Credit Welcome

Repos, bankruptcy, collections. We have financed all of it.

First Time Buyers

No credit history yet? Start here and get on the road.

Quality Vehicles

Every vehicle inspected and reconditioned before it hits our lot.

Ready to get approved?

True Buy Here Pay Here with no credit check. How you get paid is how you pay, weekly, biweekly, or monthly.